Bad Credit Financing


Our financing team at Subaru of Midland Odessa are here to help by making the financing process as easy as possible so you can take advantage of one of our many Subaru vehicles in stock. Subaru crossovers are more popular than ever before. The massive Ascents or the highly capable Outbacks and Crosstreks are just waiting for you at our dealership. Subaru of Midland Odessa is here to help you find financing options that best fit your needs and your lifestyle. Find out how we can help you finance your vehicle with no credit or bad credit, with several different avenues for a loan.

Visit us for Financing Options

Our team at Subaru of Midland Odessa works to meet your individual needs by helping you qualify for any vehicle from our dealership. Our finance department works closely with each of our customers in regard to their credit rating. Once we have obtained your credit information online or in person, our finance representatives will contact you regarding individual factors as seen on your credit report. We understand that circumstances change, and you may still be eligible for financing on one of our many excellent pre-owned vehicles if the following has occurred:

  • Bankruptcy
  • Divorce
  • Foreclosure
  • Missed Payments
  • Asset Repossessions

Our finance team considers multiple areas of your credit such as debt to income ratio, past financial records, and even can provide line-by-line feedback in helping your credit improve. Another available option is a sub-prime loan to help get you on the road in your next Subaru. You can visit us for an appointment with our finance team, or schedule online or by phone.

Getting Approved is Easier Than Ever

To potentially make the purchasing process faster than ever, we can help you get pre-approval for financing without ever having to visit the dealership. Using our online form, you can submit your information from your mobile phone or personal computer. When submitted, our team will contact you regarding any pertinent issues on your credit report. We can also answer questions regarding monthly cost of any financing option and help you find the best way to get into one of our Subaru vehicles.

In addition to finding the best financing for our customers, we also offer great deals on your trade-ins. Our trade-in program is based on a few factors regarding your vehicle, including its model year, condition, mileage, title history, and more. Trade-ins are a great way to lower the initial cost of a vehicle, and you can determine your vehicle’s eligibility from a from on our website at your convenience.

Flexible Finance Options

The finance team at Subaru of Midland Odessa is here to work for you and help you gain access to your favorite Subaru Vehicle. We offer flexible options based on your current situation, and also have rotating incentives and specials on our huge inventory throughout the year. If purchasing isn’t for you, we also have leasing options available on many of our Subaru vehicles, which can lower the initial cost and make trading up a breeze.

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